Women retiring today have much less superannuation than men, and one in three women have no superannuation at all, according to non-profit advocacy organisation Women in Super. This unfortunate reality means that women are more financially vulnerable than men, with women over 50 now being the fastest growing group of people at risk of homelessness. In fact around 7,000 older women indicated they were experiencing homelessness on the night of the 2016 census. To combat this inequity, there are now calls for structural reform to superannuation laws. In particular it is being recommended that the 9% superannuation guarantee (introduced in 1992) should be raised to 12%.